Unoccupied property Insurance
Unoccupied property insurance protects your house when it has been left empty. You may say, I already have home insurance. But did you know most policies do not cover your property if left unoccupied for more than 30 days? So if you were to make a claim today, the chances are they will not pay out. The only way to secure your investment is to get unoccupied property insurance. At Evans and Lewis we have all the specialist knowledge you need. Our team have helped numerous landlords find the best possible price for the cover they require. Whether you have commercial or residential property, we can help you find your ideal unoccupied property insurance policy.
Unoccupied property insurance is used by landlords for a variety of reasons. You may be waiting to sell, be between tenants or renovating the property. Either way, it is at a greater risk when empty. This is as vacant properties are often a target for vandals and squatters. They also pose a higher risk to fire or water damage as nobody is there to be alert to problems. This is why simple home insurance has restricted cover for unoccupied properties or none at all. It is also why getting unoccupied property insurance is so important. But these high risks are what can make premiums more expensive. No need to worry. Evans and Lewis are experts in comparing the best policies out there to get you the cheapest deal within the quickest time possible. With a panel of over 30 top insurers, we search high and low to get you the most competitive unoccupied property insurance deals.
Unoccupied property insurance is more flexible than standard home insurance. So we can arrange cover for you that lasts three, six, nine, twelve months or even longer. Need six months cover while renovations take place but need the option to extend? We can find it. Whatever suits your property circumstances we will find a bespoke made policy for your property. Our experienced brokers will also ensure you get the right cover for all those potential risks. That includes subsistence, fire, theft, damage and more. Complete the quote form below to get the best rate on the market and leave it to us to do the rest. Don’t take the risk by leaving your empty property uninsured – get the right unoccupied property insurance with Lewis and Evans today.