Landlord Insurance with Student Tenants is a catch all policy for those in the letting business who offer short term tenancies in the many student cities and towns in the UK.

Landlord Insurance with Student Tenants

Landlord Insurance with Student Tenants – What are the options?

Quotes for Landlord insurance with student tenants is a catch all policy for those in the letting business who offer short term tenancies in the many student cities and towns in the UK. While landlords accept all types of tenancies. it is often more advantageous for a landlord to concentrate on one niche. When building out a buy to let portfolio near to colleges or universities it is essential to get exact cover for the type of tenants you expect to rent to. Students can be a high risk let but due to short term times and the possibility of returning to their parents home in between studies. Usually a flat, house or shared housing would be let as a furnished property. In which case you will require adequate content’s insurance for the white goods, electrical equipment, furniture, fixtures and fittings which you afford the occupier. ¬†One way to search for student tenants could be through the Prime Location website.

Compare landlord insurance with student tenants quotes for the best deal on content’s insurance. Be sure to include policy terms that cover for malicious as well as accidental damage. Accidents do happen. With students being highly social members of the community, after several parties, carpets, sofas and other furniture may become stained or damaged. There may also be the possibility of theft if a student forgets to lock the door or loses keys. Cover for change of locks and replacement keys can be attained under the best landlord insurance with student tenants policy.

It is also wise to insure against potential litigation also. If a student falls or slips, or a neighbour has cause to complain about your tenants, you may need access to free legal advice. Or in the worst case, need to cover legal expenses to defend a claim against you or start proceedings to evict a tenant.

Cheap landlord insurance with student tenants premiums tends to cover for legal expenses and legal assistance. A quick call to a claim line can offer you advice and a legal team will act on your behalf should they be needed. Built into any student insurance for landlords will be a certain level of liability insurance should a tenant make a claim against you. Furthermore, if a tenant has difficulty paying rent or misses payments for any reason, a rent guarantee scheme can fill the void. This is especially helpful if needing to meet mortgage payments on time.

Loss of rent insurance can cover void periods when the property is vacant, either due to a downturn in available tenants or the property is required to be empty in the event repairs need to be made. The specialist landlord with students insurer will also offer you a 24 hour claim line for instant repairs by a locally qualified tradesman and buildings sums insured to the correct value. The cheapest Landlord insurance with student tenants policies can be compared quickly and easily with Quote Smasher, call now to gain instant cover for one or a portfolio of student let properties.

Landlord Insurance with Student Tenants